Category Coverages

Business Insurance Information for a Startup

Starting a new business is exciting, thrilling and confusing!  Trying to figure out what type of insurance coverage your startup venture needs can be overwhelming. We outlined various types of coverage that can help you decide what insurance you need to…

How Would You Spend Your Savings?

life insurance in Flemington NJ | Cedar Risk

No, not your life’s savings – your insurance premium savings! With the holidays just around the corner most of the population is preparing to enter Crazy Spending Mode. This got me thinking about a warm and fuzzy client story that I thought…

Auto Accidents Dos & Don’ts

auto insurance in Flemington NJ | Cedar Risk

It’s time to brush up on what you should do in the event you’re involved in an auto accident.   Preparedness starts before you leave the driveway: Put a disposable camera and pen and paper in your glove box. Car…

Umbrella Insurance: Insurance for Mary Poppins

Every time I hear “umbrella insurance” I think of Mary Poppins and how it’s a coverage she really should have; otherwise it’ll take more than a spoonful of sugar to improve her mood if her brolly* breaks down! But, contrary to my…

Debunking An Insurance Myth

One insurance myth we want to dispel is that all policies are alike, the difference only being the price. The most common thing we hear is “I was talking to my neighbor and HIS insurance policy <insert something here> but…

Consider Policy Value Versus Policy Price

Where do you draw the line between value for your money versus cheaper is better?  When are you willing to spend a few extra dollars to make a more informed choice?  Take fresh produce for example. Healthier eating has become…

Do You Need Renters Insurance?

About a year ago, the unthinkable happened. Our employee (we will call her Jane) has a brother (we will call him Joe) and Joe’s apartment burned down to the ground. Joe’s next door neighbor fell asleep with a cigarette in…

What You Need to Know About Flood Insurance

Just because you haven’t experienced flooding in your home/neighborhood/town yet, it doesn’t mean that it can’t, or won’t, happen. With such unpredictable changes in weather patterns over the past few years many people previously unaffected by flooding have fallen victim to it, and you could…

College Students Need Insurance Too

Summer’s already winding down (how did THAT happen?!) and twenty-one million kids are getting ready to go back to college campuses around the country. Some are heading there for the first time, while others are moving into their very first…

Home Based Business Insurance Needs

cyber

The “American Dream”. Everyone has a unique perspective on what that actually is, but most seem to agree it has to do with owning a house, owning a business, being prosperous, and having a loving family. And this is made even…